minty

ever heard of mint?

it is on my top 5 list of things i cannot live without. free-budgeting tool. complete with pie graphs and bar graphs and lots of colored things to look at.

it's simple. all you have to do is create an account and enter your bank(s) information. (no worries-it is totally secure). mint will pull all your transactions from your accounts into one convenient little spreadsheet. you can file away each transaction in it's proper category (rent, groceries, entertainment, etc.) and set your own categories too (ice cream splurge, j. crew sales, unnecessary camping equipment, etc.). and set your monthly budgets. mike and i have been using it for over a year, and while it has kind of turned me into a budget nazi, but it has helped us save a lot and cut things out that we didn't realize were adding up so fast. plus you don't feel as guilty about spending money if there is a budget for it. well, most of the time anyways.

highly recommend it. mint.com.